Cookie & Data Usage Policy

Understanding how we collect and use data to enhance your financial education experience at darnakivolet

What Are Cookies and Tracking Technologies

Cookies are small text files stored on your device when you visit our website. Think of them as digital sticky notes that help us remember your preferences and improve your browsing experience. At darnakivolet, we use various tracking technologies beyond just cookies – including web beacons, pixel tags, and local storage – to understand how visitors interact with our financial education resources.
These technologies work behind the scenes to collect information about your visit patterns, device specifications, and how you navigate through our learning materials. We're transparent about this data collection because we believe you should understand exactly what's happening when you visit our site.

Types of Tracking We Use

Essential Functionality
These are necessary for basic website operations like remembering your login status, maintaining your session while browsing our courses, and ensuring security features work properly. Without these, you wouldn't be able to access member areas or complete course modules.
Learning Enhancement
We track your progress through financial literacy modules, save your quiz scores, and remember which resources you've accessed. This helps us provide personalized learning recommendations and pick up where you left off during your next visit.
Performance Analytics
We monitor which pages load slowly, track error rates, and measure how users interact with our budget calculators and financial planning tools. This data helps us improve website performance and identify content that resonates most with learners.
Educational Marketing
These cookies help us understand which financial topics interest you most, allowing us to show relevant course suggestions and educational content. We also use them to measure the effectiveness of our outreach efforts about upcoming workshops and webinars.

How Tracking Enhances Your Experience

Let me give you some concrete examples of how this data collection actually benefits your learning journey. When you're halfway through our "Understanding Mortgages" module and close your browser, we remember exactly where you stopped. Next time you visit, you can continue from that exact lesson rather than starting over.
We also notice patterns in how people use our budget calculator. If we see that users frequently abandon it at a certain step, we redesign that section to be more intuitive. Similarly, when our analytics show that people who read our superannuation guide also engage with retirement planning tools, we'll suggest those resources to other users with similar interests.
  • Personalized course recommendations based on your learning history and interests
  • Saved progress in interactive financial planning worksheets and assessments
  • Customized dashboard showing relevant Australian financial regulations and updates
  • Improved loading times for frequently accessed calculators and tools
  • Targeted educational content that matches your current financial goals

Data Retention and Storage

24h
Session Data
Temporary cookies that manage your current browsing session are automatically deleted when you close your browser or after 24 hours of inactivity.
30d
Preference Settings
Your chosen settings for notifications, display preferences, and basic customizations are stored for 30 days to maintain consistency across visits.
12m
Learning Progress
Course completion data, quiz scores, and learning pathway information is retained for 12 months to support your ongoing financial education journey.
24m
Analytics Data
Aggregated usage statistics and performance metrics are kept for up to 24 months to help us improve our educational resources and website functionality.

Managing Your Privacy Preferences

You have complete control over how we track your activity on our website. While essential cookies are necessary for basic functionality, you can opt out of analytics and marketing tracking at any time. Here's how to manage these settings in popular browsers:
Chrome
Go to Settings > Privacy and security > Cookies and other site data. Choose "Block third-party cookies" or "Block all cookies" for stricter control.
Firefox
Navigate to Preferences > Privacy & Security. Under Enhanced Tracking Protection, select "Strict" mode or customize your tracking preferences.
Safari
Open Safari > Preferences > Privacy. Enable "Prevent cross-site tracking" and choose your cookie blocking preferences.
Edge
Access Settings > Cookies and site permissions > Cookies and site data. Select your preferred level of tracking prevention.

Third-Party Services and Data Sharing

We partner with select educational technology providers to enhance your learning experience. For instance, our video content delivery network helps ensure smooth streaming of financial education videos across Australia's varying internet speeds. We also work with analytics providers to understand which topics are most helpful to our learners.
However, we never sell your personal information to third parties. Any data sharing occurs strictly within the bounds of improving educational services, and our partners are required to maintain the same privacy standards we uphold. You can request a complete list of our current data processing partners by contacting our support team.

Your Rights and Data Control

Under Australian privacy legislation, you have specific rights regarding your personal data. You can request to see what information we've collected about your learning activities, ask us to correct any inaccuracies, or request deletion of your data entirely. We'll process these requests within 30 days and provide clear confirmation of any actions taken.
If you're concerned about specific aspects of our data collection, we encourage you to reach out directly. We're happy to explain our practices in more detail or help you adjust your privacy settings to match your comfort level.

Questions About Our Data Practices?

We're committed to transparency about how we handle your information. If you have specific questions about cookies, data retention, or privacy controls, our team is here to help.
Level 1, 200 City Wlk, Canberra, ACT, 2601, Australia
+61416126456
help@darnakivolet.com
Last updated: March 15, 2025